Credit Card
False Recovery- ICICI Bank Credit Card No. 4477580042336005

I had a credit Card No. 447758004233. Operation was normal. One day I got a statement regarding late payment of renewal fees. I immediately opposed their billing and I was told by their customer care that you make a payment and late fees charges will be waived off. I made the payment. Again I received statement late payment without availaing their facility of their card. The customer Care Department kept us assured that extra payment made by us will be adjusted. After that I made some purchase and adjusting our extra payment I paid their dues within the time limit. After 4 to 5 days I checked from our banker (IOB) but that cheque was not produced for payment. I immediately contacted ICICI Bank who advised us to stop the payment of earlier cheque and issue fresh cheque. I followed their instructions and issued cheque of PNB. This cheque was cashed. After taking their dues they again produced our earlier cheque which was stopped by my banker IOB. After they slapped fine of cheque bouncing without considering the fact that they do not have a single penny due on me. I wrote to ICICI Bank. After that they started slapping fine on my card and I strongly opposed and clearly told them to correct their records failing which I will discard their credit card. I discarded their Credit Card and returned to them. Today I got a call from Mrs. Heena Desai who introduced hereself as Recovery Officer of RBI threatening me to declare defaulter if I do not pay Rs. 1, 504.00 to ICICI Bank immediately. I pleaded her for cosideration of my case but she was issuing Talibani Order. I have two letters in my possession giving all facts. Please guide me what to do with this type of arm twisting of ICICI bank.

Avnish Roy

Company: Credit Card
Country: India

  <     >