HDFC BANK LTD./Personal Loan
Rejection of pre-approved personal loan without any sound reason

Hi,

This is to inform you that i have a salary a/c (00881610050218) with HDFC bank. Last week i got a call from there side that i have an offer on my a/c to get a personal loan up to Rs.1, 07, 000 though its a pre-approved loan so i dont need to submit much paper work for that with in two days funds will be transfered in your a/c. The very next there representative came to my home & took all the required paper work & three signed cheques. I got the confirmation for that through a SMS on my cell that my application for personal loan has been accepted. In that SMS there was a reference# 15031176 to confirm the status of the loan. After 4 days today when i got in touch with them i got the update that my loan application has been rejected. The reason they gave for this that i had a default in a two wheeler loan before in which few cheques got bounced. I was surprised listening this because i had never taken any kind of loan in my life so how come they rejected my loan without any sound reason. I m really upset on this. Would you kindly be helping on this matter as i have a very urgent need for this loan to have a renovation of my home. They must do a research on this as

Looking for a positive feedback from your side.

Ashu Gupta

91-9990358272

Branch Address:-Ansals Arcade Plaza, Sec-18, Noida01

Company: HDFC BANK LTD./Personal Loan
Country: India

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