HDFC
Personal Loan Pre Approval

Hi,

I have applied for a PL in HDFC Bangalore. It was a call from one of the consultant and i have gone thru them to apply for a PL. During submission i have given a wrong proof (Mismatch Bank statments) with my sign on the Print out. The same has been verified by the bank officials and they called me stating there has been a mismatch in the statements (what i have given v/s what they obtained from Bank).

They called me to the bank for further dicussion. Before that i have asked them are they ready to give the loan if i come over there to talk. I have told them yes the statement were wrong... i will provide you the recent one. Then later on they told they wont approve the loan... if i couldn't walk to bank by person they will inform RBI about my mistake and they will file for a fraudlent case.

Is this a valid one that too before approval? I would agree that they can do if i got the cheque from them and not paid the EMI's on time.

I am just confused and getting calls everyday but not attending as they keep on calling stating to come to bank. This is before the pre-approval status and would like to know the comments from you all.

Kindly let me know is there any problem (or) Are they external consultants making call to get some money from me.

Expecting your favourable reply...

Saji

Company: HDFC
Country: India

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