HDFC
Car Loan

Auto Loan Agreement No. 499808

This is to bring to your notice that my father took car loan from HDFC Bank and for this submitted post dated cheques for EMI deduction. There were cheques of 3 banks it that. A schedule was provided to us as to how HDFC Bank will place the cheques and adequate fund was kept in those accounts.

But HDFC Bank placed the cheques in the wrong order and as a result a cheque bounced.

For that, they called my father at their Durgapur Branch and intimated the issue, but never mentioned that a fine has been levied for the same.

Now in Feb when the repayment was fully completed, they informed that still Rs. 2400 was pending due to that fine. My father had to cough up that additional amount which he could have well payed at the time when he was called up at their office.

So, firstly wrongly placing the cheques and then not informing about the fine when it was first imposed. This is disgusting to say the least and I hope all other who are facing similar problems will bring them to the forefront so that the general public become aware of the fraudulent tactics employed by HDFC Bank.

Thank you,

Suvanka

Company: HDFC
Country: India

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