HDFC
Pre Payment panelty

Miscellaneous

The Pre-payment panelty is not clearly mentioned in the agreement at time of disbutsement of Loan.

The orally communicated panelty was 2%. but now suddely increased to 3%.

HDFC offers 4.75 percent discount (rate of intreste = 9.25%) to new customer and old customer they loot by charging as high as 11.75%.

What is the way out? Is there any govt. body to control such imbalance??


Company: HDFC
Country: India
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