HSBC Credit Card
Late clearance of payment cheques

I am a resident of Chennai and a credit card holder of HSBC Classic visa card. I was levied some charge of membership fee which went up to Rs. 2150 and i was asked to pay the amount by 28th of august. I dropped a cheque for the same amount on 27th august in the ATM drop box of HSBC bank in adyar. I received a message from their service providers skypak saying that the cheque was cleared on 7th September by then the HSBC people have already laid some 500 rs charge as late payment charges and when i call the hsbc customer care they say they havent got any information in their system regarding the cheque and i am receiving messages from them saying that they have referred me to the nonpayment or defaulters list due to non payment of my credit card amount and legal action will be taken by the bank. I dont know what action should i take upon this bank.

Company: HSBC Credit Card
Country: India

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