HSBC Credit Card
Wrong reporting in CIBIL

Hi,

I had the credit card of HSBC for around 3 years. It was offerred to me Free of cost with an assurance that no renewal charges etc would be charged. When the renewal charges were levied, I requested them to close my account and that i am not interested in paying the renewal charges and my account be closed, the balance amount was duly paid by me to the Bank.

Now the Bank has written off the amount not collectd on account of Card renewal and forwarded my name to CIBIL as a defaulter on Credit Card payments. This has created a negative profile for me and caused a setback to my credibility amongst the other Bankers.

Company: HSBC Credit Card
Country: India

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