HSBC Credit Cards
Threat over phone without listening to my cause and neither sending any intimation to my Kolkata address

I am having this card for few years. Besides this we also had number of other relations with HSBC. Inthe month of April 09 I last spoke to somebody over phone from Bank may be Mr. Rajiv or so and intimated him my worst financial condition. In short since July I am facing tremendous financial crisis and along with my family of me and my wife with 2 children are in a very bad condition. I was jobless. After that I have also posted letter to HSBC via regular mail as well as through their collection represenattives and we need cooperation from the bank with regard to time for repayment. As I am trying frantically at this hour of recession and that too at this age of 40 to find a job which is very important for our survival and also slowly regain the strength to repay the dues. In the meantime I came for job searching in Bangalore last month and my wife along with my kids are still there in Kolkata, anybody can contact my residence and there is no hide and seek about it. Yesterday somebody rang me up from Kolkata threatening me that if by today afternoon I am not depositing 94000/ to the bank I will be taken into custody. Then I called him up twice and explained him my present situation and also intimated him that there is almost an arrangement at the verge of completion with reagrd to my livlihood and asked for cooperation. Even I explained him that see if I am taken to custody as I have no assets not only my family will be finished but also the chance of banks recovery would be over. But he refused to hear to me, e only said that by tomorrow if you pay 45000/ one go it will be over, I explained him rather requested him to convey it to bank my prsent incapability. Then after I arranged for some borrowed amount of Rs 5000/ for my wife so that she can deposit the same to HSBC my card account today, this I did just because I got almost an assurance of a job here in Bangalore. Then I called that number 033-30262309, and tried to once again plead to that spokesperson to accept that payment and give me time so that again by next month I can make payment and so on settle the dues. But he refused. Instead he told me keep that money with you it will be of your help for fighting the case.

Now my question is what about humanity from the bank, what about my worst financial condition and what about my gesture of starting the repayment and also getting the chance to survive. I question the bank that if they take me into custody will the purpose of the bank be fulfilled. What the bank will get in finishing me and my family. Even I have told bank to send representative and get the clear picture from my house and even the shop which we have in Kolkata in almost dead condition and judge the seriousness of the situation. Still I am sure that Bank will realise my genuinity and help me and family to survive and thereafter get the cahnce to repay my dues. I honestly and genuinely plead before banks authority to help me out. I am confident of turning round and I commit to make payments in installments to bank from now on as I am getting a job.

Company: HSBC Credit Cards
Country: India

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