ICICI Bank Personal loan
Harrassment for applying for a loan

Hi my name is Archana i have been trying to get a personal loan however not been successfull in the same however in the mean time i had applied with ICICI Bank some months ago however I never got the Loan but i do have people from collections agencies calling me coming to my house asking me to make repayment on a loan which i have not taken at all. I am helpless and dont know what to do i have tried to talk them out nicely however it has just been nearly impossible cos i have not been able to get any resolution except for the fact that they stop for about 2 months and then start off after some time this has been happening for the last 7 to 8 months or more i have lost count and there is only my mother and me in the house and sometimes its a little scary as i have heard how collections people can be at times now what best can be done what i have done is stopped answering the door bell or just act as if i am not the person they are looking for and just ask my mother to say that they have the wrong house as women we are really helpless and it had stopped for sometime now they are back this morning i had another one come to my house and start all over again... I tell them i will file a police complaint however they say why dont you come along we will go together, today this guy even tried to get physical i am feeling helpless and really miserable and dont know what to do in this situation. Is some one out there to tell me what to do... i have tried talking to them nicely infact going to the collection agency and have the issue resolved so they stopped for 2 months, i have tried to be harsh and rude and then it stopped for about 1 and half month and then behaved and proved that they were at the wrong address which was the best option cos that kept them away for 3 or more months and today morning again i guess i will have to be at a friends place for a few days and prove to them that there is no one in that name and then they will stop coming. is there any more options for me to avoid these guys??? Someone please Help me

Company: ICICI Bank Personal loan
Country: India

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