ICICI
Home loan transfer preclosure
- 11-18-2009
- 331
Dear sir
I took a home loan from ICICI in 2006.
As you know that ICICI always increases the floating Interest rates high and do not decrease as soon as RBI asks when PLR rate is decreased because of this I am paying lots of intrest to ICICI unnecessarily.
So I thought to transfer my loan to PSU banks like SBH, SBI or Union bank. But they are charging 2.5 % as pre closure charges to transfer the home loan. I have studied in Economic times and also in blogs that RBI has requested banks not to collect any pre closure charges Srikanthand also High court has also ordered the same.
Please help me to transfer my loan with out preclosure charges.
Please do needful.
Thanks
Company: ICICI
Country: India