ICICI Housing Finance Ltd / Housing Loan
Interest to be waived on partly encashed loan

Dear sir,

I had purchased a flat from a lady, the said flat is situated in a new consructed building, the builder has not yet transfered the flat to the lady as they are asking more transfer fee as compared to previous charge.

I had applied with ICICI Bank for housing loan of Rs. 14, 00, 000/- in the year February. which was sancationed to Rs. 14, 42, 000/-, the said loan was disbursed in March in 3 part, 1) Rs. 4- to ICICI Lombard Gen. Ins, 2) Rs. 7, 00, 000/- to GIC Finance Ltd and 3) Rs. 7, 00, 000/- to Mrs. Shobha Pasupuletti. the 3rd cheque of Rs. 7lakhs is not yet been issued to me and is still lying at the lower parel branch of ICICI Bank.

since the seller as not yet got the flat transfered, Builder has not issued the NOC. From past 19months i have been paying the my EMI's of above flat as per loan of Rs. 14, 42, 000/-.

For past 2months i have been requesting the bank to look in to the matter and adjust my interest part of loan as per the encashed amount of Rs. 74-, and I had committed as soon as i receive the required documents from the seller i would submit it to the bank.

But the bank officials are not ready to accept my views, and are misguiding me.

Company: ICICI Housing Finance Ltd / Housing Loan
Country: India

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