LIC OF INDIA
Non receipt of D.D charges deducted D.D. for renewal premium

Sir,

I would like to draw your attention that I purchased many policies from your concerned in the name myself and my wife’s name but due to untrustable service of many local agents I have no confidence on them to remit the premium of my policies in cash. So in earlier occasion I sent my premium by outstation cheques as I am working in a remote village. But this time concerned service branches of my policies has returnd my outstation cheques stating that outstation cheque shall not be accept by us as per instruction of t higher authority. Consequently I sent my premium by purchasing a D/D to your Kaliyganj Branch (Uttar Dinajpur) deducting Bank charges which has been deducted by the Bank. But again the have returned my D/D and with request to send the same with full premium amount i.e. without deduction of Bank charges for purchasing of D/ D.i.e. Bank charges have to bear me for purchasing of D/D. But at the time of purchasing of any policies from your concerned it was no any agreement or term & conditions with the any policy holder as well as me that the premium of any policies has not been taken by outstation cheques or if the premium is sent by D/D LICI will not bear Bank charges for purchasing of D/D. whereas you are or your concerned are making any payment by a outstation cheques and we are being constrained to accept said outstation cheque. So the system of same concerned should be same.

However, please let me know who will bear the D/D charges if it is not possible to pay the premium by cash by any policy holder, at any earliest date.

Thanking you,

Yours faithfully,

(Bijoy Krishna Das)

Vill P.O. Karandighi

Dist- Uttar Dinajpur

PIN-733215

Company: LIC OF INDIA
Country: India

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