Loan or Credit Card
Documents are not safe with Agents

Dear All,

Pl note that when friendly banks like ICICI and others offer their DSA (Direct Service Agents) to collect your documents from home or office; you can get all your privacy details getting xerox, before your papers land up in the bank.

Typically, this is more dangerous than your net banking account hacked by internet.

Your loan document has all the contents which can be used by anyone to take loan in your name by forging details.

He gets your income, office address, Photo Id, signatures, blank cheque to confirm the MICR code, fathers name, permanent address, Date of Birth, wife's details, your education background, policy details, property info (if part of the mortgage).

This info is sufficient for any new frauds. Please refrain from submitting the documents via home collection delivery boys. Though all of them may not do this.

Likelyhood of members doing this .. is quite high..

Submit all such papers on third party transfer requests, netbanking requests should be submitted in person at the branch by you.

Our nationalised banks are better that way, since they do not have agent based operations.

I fail to understand why the Airtel collection agent should insist the back side (reverse side) xerox of Credit card. The cvv number, can be used by anyone to shop in the internet.

A friend of mine received the bills for airlines ticket to Malaysia, which he never travelled to, after he had a dinner at some hotel and swiped his card for payments.

Using a blade scratch off 'cvv' number after remembering it. OR

do the registration at VISA or Master Card site for BVB (another 4 digit OAC number type pin issue, every time your card is used by anyone anywhere across the world - real or fake).

Happy New year 2009

Company: Loan or Credit Card
Country: India

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