Miracle credit card
Unauthorised Debit of INR 5623.39

Hi... My name is Vimal Zaveri & I am holding Miracle Credit Card (No. 4443 4100 2007 4009) issued by Centurian Bank Of Punjab in association with ICICI Bank. I have shifted from Mumbai to Mysore on 15th of september. Before shifting to Mysore I had issued a Cheque favoring Miracle Card for a sum of Rs. 5425/- towards the statement dated Sep 03 & dropped the same at Skypak Drop Box at Amar Automobile (Kings Circle). Due to some reasons the check was misplaced & in my October Statement I was charged Late Payment Interest Charges. When I called up Customer Care & infomred them about the cheque details which I had dropped prior to shifting Mysore, they suggested me to stop the cheque which was dropped in the Skypak drop box & asked me to issue a fresh cheque of amount 5425/- (after deducting the late payment & interest charges) & drop the same again at skypak drop box which I immediately instructed to my brother in Mumbai. Suddenly after a year's time I observed a sum of Rs. 5623.39 got debited from my ICICI Bank Savings Account towards the same card. When I called up ICICI bank customer care they informed me to speak to CBOP-Miracle Card Customer Care. When I called them up they informed me as I had not paid the total amount due in the month of october they kept on levying additional interest & late payment charges to my card & finally after waiting for a year's time they have debited my account with the said amount. When I clarified them about actual details pertaining to my payment & shifting from Mumbai to Mysore they provided me with Collection Officer's no of Bangalore & Mangalore division which I tried to call up several times but were unanswered. I request both Centurian Bank Of Punjab & ICICI Bank to look into the matter & resolve the issue ASAP to credit my account back with the said amount.

Company: Miracle credit card
Country: India

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