Persnnal Loan
Charging late fee

I have taken a personal loan of 1.5 lakh from you. My credit card no.is 9401 2701 1906 0007.I am regular payee of each EMI. After getting me the last month statesment i immediately paid the cheque of Rs.5603.42 drawn on New India Bank dated 08/12/06 instead of 08/12/07, it is as per your customer care person. Just because of wrong date they have not considered my cheque. They informed me about my outstanding dues with late payment fee on 03/1/08 on my mobile no. but they did not take any efforts to inform me on my mobile phone about rejected cheque or not sent my rejected cheque on my residential address. Just because of your negligence I will have to pay Rs.600 as late payment fee. Now I want to complain to consummer court or disclose in the news paper about wrongly charging me late payment fee in your 29th December statesment. Since I have paid total amount due to me including your late payment fee, you return me my rejected cheque for further action

Company: Persnnal Loan
Country: India

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