Personal
Name shown in CIBIl even after closing PLs and Loan card amounts

Hello,

My name is krishna prasad. DOB : 13/05/1973. I am working in a reputed company and I have been doing my paymenst to all credit cards deligintly. Recently I applied for a mortgage loan and I was been told by the bank that due to Outstanding on my credit card payments I will not be eligible for loan.

this is really disgusting as we people try all possible methods to close the loans which we would have taken from banks and when the banks get the cibil report, those would be Out dated ones and we are targetted saying, your name is in cibil.

For eg: I ha da loan card for amount 1, 46, 410/- from ICICI Bank which i have closed by Online transfer as I have an ICICI Banlk account. This was done in the month of Feb. but this is still shown up as outstanding amount in CIBIL. if this sort of data management is been done by CIBIL, then I dont think anyone would be interested in going in for any loansfrom any banks.

People would look loans only when they are badly in need for a loan, that too when they have immovable property in their name.

please do make sure this sort of data management is either corrected or please do make sure that my name is removed or the entries which are incorrect are removed.

Thanks.

regards,

krishna prasad

Company: Personal
Country: India

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