ABN Amro Credit Card
INTEREST CHARGED AGAINST PAYMENT MADE

Subject- Interest charged on the payment already made by terming it as delayed payment

My name is Ashish Gandhi.

I was issued following two credit cards during 2008 by ABN AMRO BANK.

1) 5415 3823 0707 5929

2) 5415 3823 0707 5945

I had made only one transaction and outstanding of the card was made in time during 2008. After this I never used this credit card.

I was never intimated about delay of payment and interest charges during 2008 to 2011. I had shifted my house in 2009 within surat city where I was staying during this period.

However after three years later I had started receiving call that I have to settle Interest amount of Rs.4115/- for transaction amount of Rs.1200/- or so which was paid by me within due date. M/s Royal bank of Scotland credit card section has started to negotiate that they are willing to settle within Rs.1100/- payment and in case if I do not pay them they have threatened me that they will spoil by CIBIL record. Royal Scotland credit card followers has threatened me that you are a small entity and Bank of such repute can twist your arm being large financial institute.

I was shocked by the such calls and I was principally not agreed for charges made against me by ballooning interest amount on such a meagre transaction made by me.

CIBIL report shows me in defaulter list. CIBIL has unilateral way of operation where they do not check transaction fact and operate only based on feedback of large financial entity.

I seek your help and guidance in this matter and improve my CIBIL record.

my email address is apgandhi2000@yahoo.com

Regards

Ashish Gandhi

9998220913

Company: ABN Amro Credit Card
Country: India
Site: www.rbs.in

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