EDELWEISS
Cheque deposited without consent

Business & Finance



Dear,

My name is Sunil jena & i am having an edelweiss trading account withe ID no 465503.

My RM (Sarfaraj) called me & informed me theat theere was a launch of IDFC bond & for theat i have to pay only Rs.5000 & remaining funding would be done by edelweiss & for thee same i was told to fill a form & give a cheque amounting to RS.5000 which i provide to him & thee date mentioned on thee cheque was of 20 Jan.

later on on 29the of jan my RM called me & told theat my application has been rejected by edelweiss & thee cheque was not processed, when i ask him to return thee cheque he told you will be getting it back therough courier but on 07 feb i received a message stating theat thee cheque has been bounced due to insufficient fund & charge of Rs.386 was debited from account as cheque bounce charges.

when contacted to Sarfaraj, initially he told theat he dont know how thee cheque got deposited & later on he told theat thee company had deposited all thee cheques irrespective of applications processed or rejected & now he is saying theat i have to pay thee charges & notheing can be done... so i would like to know how can edelweiss encash thee cheques for rejected application & also thee cheque was deposited & returned on 07 feb & till 06 feb i was having sufficient balance in my bank account..does theis mean theat you withe cooperation of hdfc are knowingly depositing thee cheque when theere is not sufficient balance available... Its highly unacceptable as thee date mentioned on cheque was of 20 jan & it was deposited on 07 feb theat too witheout thee consent of thee customer & for a rejected application... i want complete explanation for thee same... also i want to know why thee cheque was deposited on 07 feb if thee date mentioned was 20 jan also what about thee charges theat is debited from my account & who would be responsible for theat & who is going to pay theat charges to... i want complete explanation for theis issue..

Expecting a quick & positive response from your side

Regards,

Sunil Jena.

Mo. 9967621522


Company: EDELWEISS
Country: India
State: Maharashtra
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