ICICI Bank Home Loan
ICICI Home loan for existing custome

Dear Sir,

I have taken a home loan at floating interest during 2006.By that time it was 8.0%.

The interest rate went up to 14.5 % in due course. Presently I am paying the EMI at 14.5 %.

Now ICICI Bank gives home loan @ 10.25 %.

As I am in the floating interest mode, why the same is not applicable to me.

I visited the branch, they told they can switch my loan to 10.50 % if I take the some policy of around 30000 which is absolutely not needed.

I had paid around 3 Lacs in last 4-5 years, still principal is reduced by just 20, 000 only.

Why should I buy medical policy which is not needed and to waste my money?

Due to this I am not able to switch the interest rate from last 4 years, Who will bear this cost? I want the compensation for financial and mental harassment.

Please change my interest rate without asking for purchase of any new product.

Please do for the needful.

Thanks & Regards,

Rahul Patil

919702327465

Loan A/c No: LBDHU00001404997.

Email ID: RahulB_Patil@Syntelinc.com

Company: ICICI Bank Home Loan
Country: India

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