Dear Sir,
I have taken a home loan at floating interest during 2006.By that time it was 8.0%.
The interest rate went up to 14.5 % in due course. Presently I am paying the EMI at 14.5 %.
Now ICICI Bank gives home loan @ 10.25 %.
As I am in the floating interest mode, why the same is not applicable to me.
I visited the branch, they told they can switch my loan to 10.50 % if I take the some policy of around 30000 which is absolutely not needed.
I had paid around 3 Lacs in last 4-5 years, still principal is reduced by just 20, 000 only.
Why should I buy medical policy which is not needed and to waste my money?
Due to this I am not able to switch the interest rate from last 4 years, Who will bear this cost? I want the compensation for financial and mental harassment.
Please change my interest rate without asking for purchase of any new product.
Please do for the needful.
Thanks & Regards,
Rahul Patil
919702327465
Loan A/c No: LBDHU00001404997.
Email ID: [email protected]
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