ICICI Bank/Home Loans
Unathourised Loan Disbursement with Forged Signature

Hi,

I'd purchased a Flat in 2008. At the time of Registration, 1st cheque of my home loan was disbursed with my signature, however the remaining amount was disbursed (in 2 installments) in subsequent months without my knowledge and signature.

Builder upon receiving entire amount, systematically avoided the construction activites and now left in the midway with still lot of work pending. When approached, he will settle the issue in the Court of Law. However, am paying the EMI regularly for no benefit in return.

As the Advocates, i approached so far was not professional enough to settle the issue ASAP i.e. they are customer hunter's for money, kindly help me in clarifying/answering the below questions -

1) As my flat issue is around 3 yrs old, can i approach the consumer court for help?

2) If so, what's the process in approaching the court and getting settled the issue?

3) How to find able lawyer, who can work professionally and help me in resolving the case?

4) Can i take any action on ICICI Bank?

5) Want to Reschedule the Loan Cycle i.e. stop the interest calculation on my loan, until the completion of my flat.

Note:- From the Disbursement Forms submitted by the Bank, i can clearly establish the Signature Forgery.

Thank You,

R.K.

Company: ICICI Bank/Home Loans
Country: India

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