ICICIBANK CREDIT CARD
Overlimit charges related

I, A.K.De have been using icicibank credit card since last five years and did't default single time in respect of payment. However on 10 th March I have made one transaction amounting to Rs. 83633.00 with NACIL through my credit card for buying air ticket which is Rs.11633.00 more than my credit limit. But within a week i.e. on 16/3 the above amount has been paid by me in full. Now after receiving monthly statemant i found that an amount of Rs. 551.00 has been charge on me against overlimit charge. As per their policy raising of credit limit is a phone call away. In the past they had raise my credit limit automatically. Even after making transaction thay have raised my credit limit and confirmed by SMS. Hence i didn't care for raising limit. Buying air tickets through agents is cheaper and they even deliver at home free of cost.

In view of the above I want to know is it reasonable to levy such a charge when i didn't even availed of 50 days credit limit?

Company: ICICIBANK CREDIT CARD
Country: India

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