I, A.K.De have been using icicibank credit card since last five years and did't default single time in respect of payment. However on 10 th March I have made one transaction amounting to Rs. 83633.00 with NACIL through my credit card for buying air ticket which is Rs.11633.00 more than my credit limit. But within a week i.e. on 16/3 the above amount has been paid by me in full. Now after receiving monthly statemant i found that an amount of Rs. 551.00 has been charge on me against overlimit charge. As per their policy raising of credit limit is a phone call away. In the past they had raise my credit limit automatically. Even after making transaction thay have raised my credit limit and confirmed by SMS. Hence i didn't care for raising limit. Buying air tickets through agents is cheaper and they even deliver at home free of cost.
In view of the above I want to know is it reasonable to levy such a charge when i didn't even availed of 50 days credit limit?
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