AAB Credit Card / Easy Cash Loan
Payment of interest on loan after 2 years its preclosure

1. I have taken an Easy Cash Loan of Rs 50, 000/- on the basis from ABN Amro Bank on the basis of my credit card. I decided to preclose the loan in May / June 07, after doing email conversation for a month they advice me an amount Rs 45640/- (remaining Loan 3% interest). Which i have paid them in July.

Now after two years they started calling me almost 20 times in a day to pay the remainig loan and interest amounting to Rs 8000/-.

The reason behind non pre-closure of my loan in July 07 is i have taken the confirmation via Email and not via sending them a request letter. Moerover such procedure was not mentioned in their any of the emails.

2. Six month back their executive gave me a free gold card with purchasing power of Rs 1, 00, 000/- on base of my previous records, which will get activate after my consent to nearest branch. I received the pre activated Gold card of Rs 25, 000/- purchasing power and with bill of Rs 5000/-. I ask them clarification of the same. They threaten me to take legal action against me if i dont pay the bill with late payment charges. I paid the amount and ask them to cancel my card, in result to it they reversed 60-65% of the paid amount, but not in cash.

Company: AAB Credit Card / Easy Cash Loan
Country: India

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