American Express Credit Card
Payments

I had a card of this bank since 7 years which I returned by cutting into pieces 2 years back.credit limit Rs.71000.They want me to pay still Rs.84000/- I am called for conciliation under sec.62 of arbitration and conciliation act of 1996.

transaction details in Rs.

pruchases 22812

cash withdrawl 62200

Transaction fee 2960

late payment fee 1525

financial charges and interest 53000

annual fee 7700

service fee 200

AMOUNT ALREADY PAID THROUGH CHEQUES 154000/-

do I have to pay more? do I have to meet the arbitrator?

what option I have? I a retired person with no income.the quickest help will help me from agony.

Company: American Express Credit Card
Country: India

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