When I approached for a loan, the banker told that my name is appearing in the CIBIL report and an amount of Rs.4628/- has been written off. In fact I do not owe any amount to any bank. When I sent an email to CIBIL.quoting the control no.there has been no response, inspite of repeated phone calls ...
I had applied for a car loan at Kotak Mahindra, thinking of having adequate financial credentials. however the bank denied the loan approval to me, by giving reason that since my father's name is in CIBIL's list therefore they cannot provide me with the loan. can please some one help me out in ...
Hi, This is Manish here. I have applied for Home Loan recently. CIBIL has sent a report which show I have advances of 55 lacs and an outstanding of 13 lacs on my CCs. If I had that kind of money why would I go for a 25 lacs loan. CIBIL says they'll start an investigation n will take 30-45 days.By ...
On applying for a Car loan, I was told by State Bank of India, Fridabad that my name figure in CIBIL and there is a default of an amount of Rs.1100/= in my name. In this reference there a few questions:- 1. Why the consumer is not informed of the listing in CIBIL 2. How can it be assumed that the ...
The credit information agencies were started in US long back and they have developed a lot. now there are three independent credit rating agencies and they have their own rating system called Fico score. Here in Indian since CIBIL has no scoring system they only show if a credit has been closed, ...
Dear Sir, Madam, My name is Abhishek Iyer. I have applied for an education loan with SBI. Before sanctioning my loan, the bank took out my credir report from CIBIL and shockingly, the report says that I had availed a loan of Rs. 54 lac against my CREDIT CARD on 02.11. of which, Rs. 17 lac is ...