Is CIBIL authorised by RBI? Who checks the default before spoiling credit rating of an individual? Why should CIBIL not try to settle the issue or intimate the borrower and ask for borrower's clarification before spoiling his credit rating publically? How can the Credit Card providers force the ...
Dear Sir This is for your kind information that i was really shocked to know that my name was mentioned in the Cibil list as i have not taken any loan or i do not have any credit card pendings to be paid. This is causing me a great problem as my company is refusing to give me an I.D card which will ...
I applied for an Education Loan for my Son for BE Engineering at SBI, Near LIC Bldg, Mount Road, Chennai on 17.08.2009. The loan was rejected due to a nagative report from CIBIL. As per CIBIL report I am a defaulter for Credit Card. As per my knowledge I have settled all my Credit Card Account. I ...
Hi All, I recently applied for a Standard Chartered credit card and they rejected it saying that, according to CIBIL, I dont meet credit card requirement norms. How can I check whether my name is there in CIBIL or not? I need some help in this -Shreejith ...
I understand that a credit reporting agency is essential for a good lending economy. That is the reason countries like the US and UK have such agencies working under government sanction. But these reports need to be used to improve a person's credit rating and not to undermine or underprove a ...