Sir, I have applied for a personal loan of Rs 3, 80, 000 in HDFC Bank and I do have a similar loan in HDFC of 2, 50, 000. I have an ICICI Credit card which had a limit of 95, 000. Current Outstanding amount for Credit Card in ICICI is 20, 000. I have requested ICICI people to convert this total ...
Dear Sir/Madam, I have made three credit card settlements in the year 2006 & 2007 & also taken the settlement letter from the concerned bank for the same. Recently i have applied for PL but the same was rejected as per the status shown in CIBIL. Apart from the credit card all my other loans ...
I ha d applied for home loan from LIC housing finanace and they got my CIBIL report which shows loans which has been foreclosed as still pemnding and also loans taken against my fixed deposits which in no way affects my credit rating as I may pay back or allow it to be settled against my FD.this ...
Hi Sir, I have settled and cleared all my accounts and credit cards by January, but my name still appears in the defaulters list of CIBIL. This makes me think of the reliability of this CIBIL. Because when the data is not being updated in such crucial thing, i do not know how it is going to help ...
My Credit information report from CIBIL is denied on the grounds that my latest address proof provided does not match with the address with CIBIL. This information is not mentioned in CIBIL website. Moreever CIBIL has asked me to getting address confirmation letter of latest address from Credit ...
I have forwarded the filled in the Credit Information Report (CIR) form with the requisite fees of Rs. 142/- vide DD No.491471 dated April 20, drawn on State Bank of India, about two months ago and till date I have not received any report from CIBIL. Maybe they are just making money out of the ...