I had settled my deutsche bank & barclay bank credit card outstanding in 2009 since i could not pay the same because of market slowdown & financial crunch.now all my new loan applications, credit card applications get rejected from the banks reason being poor record in CIBIL.i want to know way out to get delisted from CIBIL defaulters list & improve my credit record. Will i ever get a new loan, credit card or i am branded as DEFAULTER for lifetime???
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