I have taken an AVIVA LIFE LONG UNIT LINKED TEMPLATED policy from indusind bank on 2007 onwords. At the time of buying the policy i asked that guy about hidden charges and all, they said, dont worry there wont be anything like that and you will get an unexpectable growth as well. They have committed like, as per plan after 3 years you can withdraw the amount. After a long time i gone there and discussed about the withdrawal, they said u have to wait for 1 more year and its like notice period and that time u will get a #%$@^ growth also.(During these 3 years it never gone to profit level and it was around 6-7 k loss) FEB :- I called them regarding this, As they mentioned earlier, it was an unexpectable growth to the company (AVIVA). sshhhhh..Plz listen calculation and surrender value coz..total i paid 36000 (1000/month) thats for Tax saving (Saved Tax - 12000 =1200*3 (3 years) = 3600). Withdrawing time (SurrenderAmount) = 14000, Paid Amount =36000
Profit (To AVIVA (not for me)) = 22000 Rs. For the purpose of saving 3600 Rs tax, i lost 22000 Rs. Friends plz dont buy any policy from AVIVA.
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