Inconsumercomplaints.com » Business & Finance » Review / complaint: Axis Bank - Home loan - Not Sanctioned (not reverted even after 46 Days) | News #109681

Axis Bank
Home loan - Not Sanctioned (not reverted even after 46 Days)

Remainder Please

Regards,

From: Santosh 20. Kumar

Sent: Thursday, February 16 11:32 AM

To: 'Meerut. [email protected]'; 'Lakhmichand. [email protected]'

Cc: '[email protected]'; '[email protected]'; '[email protected]'

Subject: RE: Delay in Sanctioning of Home loan

Would anybody revert me on this delayed matter

Where timely action has not been taken by Axis bank.

Regards,

Santosh Kumar

From: Santosh 20. Kumar

Sent: Friday, February 10 4:10 PM

To: 'Meerut. [email protected]'; 'Lakhmichand. [email protected]'

Cc: '[email protected]'; '[email protected]'; '[email protected]'

Subject: RE: Delay in Sanctioning of Home loan

Would anybody revert me on this delayed matter

Where timely action has not been taken by Axis bank.

Regards,

Santosh Kumar

9716499883

 Please consider the environment before printing this email

From: Santosh 20. Kumar

Sent: Thursday, February 02 3:27 PM

To: 'Meerut. [email protected]'; Santosh 20. Kumar

Cc: [email protected]; [email protected]; [email protected]; Lakhmichand. [email protected]

Subject: RE: Delay in Sanctioning of Home loan

Dear Mr Abhishek

I appreciate your efforts but at the same time I would raise a question mark on the working done by axis in my case, which seems to be worst in compare to even government banks. This is just opposite to what you said in your advertisement details in the net “it will be a hassle free loan, door step service etc.”

If I did not had any legal paper on my name then why bank had taken 46 days to respond? what bank was doing for 46 days.

Today I have received a casual letter seems to be sent from you side which is not on the letter head of bank and even don’t have the stamp on it I doubt that Axis bank such casual way of communications.

I this casual letter you guys have mentioned that due to adverse credit history bank is not able to sanction my loan, Dear Abhishek let me know is really 47 days required to respond when things and credit histories are on online.

I am not pressing you that why you have not sanctioned my loan my question is why it took 46 days to respond why nobody took pain to check my credit history which is online, and you guys kept the matter pending for a long time and wasted my time.

Dear Mr Lakhmichand – in this scenario you please suggest me what are all the possibilities or actions can be taken against those officials who are Negligent, irresponsible and have not reverted well in time.

Regards,

Santosh Kumar | M 91 9716499883

 Please consider the environment before printing this email

From: Meerut. [email protected] [mailto: Meerut. [email protected]]

Sent: Wednesday, February 01 6:51 PM

To: Santosh 20. Kumar

Cc: [email protected]; [email protected]; [email protected]; Lakhmichand. [email protected]

Subject: Re: Delay in Sanctioning of Home loan

Sir,

I sincerely apologize for the inconvenience due to time taken in processing your application of home loan, the delay occurred because we get your form 16’s verified from various companies and none of them were in Meerut.

Further you were always requested not to make any payment to anybody unless you get your loan sanctioned; even to this day you do not have any property legal documents in your name.

We have couriered the letter stating our inability to sanction your loan and we are tracking the courier to get it delivered to you quickly.

Warm regards,

Abhishek Yadav,

8938801000.

&&--quot;Santosh 20. Kumar" wrote: &--

To: "Lakhmichand. [email protected]"

From: "Santosh 20. Kumar"

Date: 02/01 03:16PM

Cc: "[email protected]", "[email protected]", "[email protected]", "[email protected]"

Subject: Delay in Sanctioning of Home loan

Respected Sir

My name is Santosh Kumar residing at Meerut Shastri Nagar the issue is pertaining to my home loan sanction from Axis bank Meerut

I had applied for home loan of Rs. 15 LAC from Axis bank branch Boundary road Meerut thru DSA (Krisna Consultant) Contact person – Anshul (9719671058)

The bank advertisement details in the net shows it will be a hassle free loan, door step service etc. We have been told that the whole process will take around 15 days. but it has been more than One and half Month till now but no response from the bank officials. This is actually after submitting all the relevant documents well in time which are required.

The staff (may be the group which dealt our case) seem to be very casual on their approach not ensuring their responsibilities of intimating the customer regarding the status of the loan.

I have visited the branch at least 6 times in last one and half month, Contact person Mr Abhishek (8938801000) they always ensured me that it will be done tomorrow.

Moreover it is clearly given in Bank rules and regulations that they need to respond to the customer not later than one month regarding the subject matter whether it is positive or negative.

Since the requirement of money is more essential to me as buyer had given me one month time for response. It gives me enormous pressure and disturbing my peace.

Now in this scenario you please suggest me what are all the possibilities or actions can be taken against those officials who are negligent, irresponsible and have not reverted well in time.

Expecting your early reply

Date of application – 16/12

Chq no – 818863

DSA Name - Krisna Consultant

City – Meerut

Regards,

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Company: Axis Bank

Country: India   State: Uttar Pradesh   City: Meerut

Category: Business & Finance

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