AFTER READING POLICY I FELT MYSELF CHEATED
Second thing which is very serious is that i got phone call from Nisha Verma from 01143886400 & 01130279000 and she said she is calling from Bajaj Alliance office and she said due to our companies anniversary, company is giving you one scheme in which you have to invest minimum Rs.60, 000 only for one time and in this scheme you will get 50% bonus because company is directly selling you policy and there is no Agent between us, so commission which agent gets Bajaj Alliance is giving you as Bonus which you will get within 90 days of purchase of policy. And this you will get in writing in your policy. She also committed that this scheme is also include family mediclaim worth 1, 50000 per annum and this you will get till 75 yrs of age. She also committed that after 3 years policy holder will get Rs.1, 45000 Guaranteed this will also written in your policy. then she transferred my call to her senior Mr. Mayank Ghosh he said he is Sr. Finance Advisor of Bajaj Alliance Life Insurance Ltd. he also gave his mobile no. 09911785347. He also explained me the same. He also said due to IRDA law we cannot give you anything in written before you purchase policy but you will definitely get in written in your policy document.
AFTER GETTING POLICY I CAME TO KNOW THAT I GOT THIS POLICY FROM SOME AGENT COMPANY NOT DIRECTLY FROM BAJAJ ALLIANCE LIFE INSURANCE THAT WAS STILL OK WITH ME BUT WHATEVER THAT AGENT COMMITTED OVER THE PHONE NOTHING IS MENTIONED IN THIS POLICY. I AM CHEATED AND NOW I HAD DECIDE NOT TO HOLD THESE POLICIES no.0213928352 & 0214959450 .
THIS CALL CENTER AGENT NEVER REFER NAME OF AGENT COMPANY VIGHNAHARTA DIRECT INSURANCE (P) LTD OR UNICON INSURANCE ADVISORS PVT LTD. I CAME TO KNOW ABOUT THIS COMPANIES WHEN I GOT POLICY DOCUMENT AND I WAS NOT TOLD THAT THIS POLICY WILL BE IN GROUP INSURANCE AND MASTER POLICY HOLDER WILL BE SOME OTHER PARTY.
I AM STILL WAITING FOR SECOND POLICY (No.0214959450) WHICH TILL DATE I HAD NOT RECEIVED.
I WENT TO BAJAJ ALLIANCE AHMEDABAD OFFICE TO FREE HOLD CANCELLATION OF THESE POLICIES BUT THAY REFUSE TO TAKE APPLICATION AND SAID FREE HOLD SCHEME IS NOT VALID FOR THIS POLICIES.
THIS COMPANIES ARE FORCING THIS POLICIES TO ME AND WITH WRONG COMMITMENT.
NOTE: I ISSUED CHQ. IN NAME OF BAJAJ ALLIANCE LIFE INSURANCE LTD AND ALSO FILLED UP FORM AND THERE WAS NO AGENT STAMP ON THAT
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