Dear Madam / Sir,
My name is Mrs. Evellyn Christopher Dias. In the year I had taken a loan from Bajaj Finance for buying a Fridge. The EMI was 1585 and the duration was for 12 months. I had given post dated checks for the same. The Finance people had said that by 10th of every month they would deposit the check so there should be balance in my account. Accordingly my EMI was being paid regularly.
In between they deposited the check late for which the cheque bounced due to insufficient funds. Thereafter the people came to me with the cheque and collected the EMI amount with due penalties.
Recently i.e. Feb. 2012 one person from the collection centre called up and said that some amount was shown pending against my loan account. On further enquiry he said that it was bouncing charges which was not collected from me. So i asked him to bring me a statement. The statement shows that twice the cheques were bounced. But in my knowledge i had paid all the dues with all the penalties. When i questioned them about this, the person was very rough with his answers and in kind of threatening tone he said that i have to pay this amount or legal notice would be sent to me. He kept calling me all the time to remind me about the consequences. When my husband intervened and scolded the person he has stopped calling me over my phone but has started flooding my email with letter, a copy of which i have attached for your kind perusal.
I require your kind guidance on the above matter.
Thanking you,
E.C. Dias
my email id is [email protected]
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