Taken a mortgage loan of 8500000 for 10 years paying 10455 emi from july.on 13march requested the bank to lower my emi to 8000 to overcome the business recession. till date bank has not replied and i am paying 8000 to the bank from april.sir please advise is it possible to lower my emi because my bank on 24 september has sent me a legal notice to pay the difference amount.immediately.
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