I had a citi credit card some 2 years back and here is the issue.
I had an insurance policy taken using that card. But when it expired they again charged for the next year without my permission and insurance amount was about INR1100.
So when I complained about it, they credited INR700 back on it. They were forcing me to pay the remaining amount which was some INR400. I refused to do it and they have kept on adding interest on it and I think as a result of it I have been black listed. So what can I do about it?