Sir, i applied for a credit card in oct .i received a credit card though, but i do not got the pin for the credit card, & with in next working day i got a sms regarding pending bill on that particular card .on contacting customer care axix bank, they said u have used card for 40000 inr, which i have nt, om requesting them, they agreed on telephonic conversation that its a fraud .so i should not be worried..and eventually after that ..my wallet was pikpocketed and i lost my cards ..and filled an fir regarding same .now my salary account is with axix bank from last 3 years, and rit now when i shifted to delhi .they deducted my salary OF 10000 (dec), claiming as payment for that bill (40000 inr) without informing or asking me.
now when i contacted axix bank .they said u have nt made a payment of 40000 in 2007 which now became 80000 (with interest).
PLEASE HELP ME OUT SIR .
I HAVENT USED CREDIT CARD .
SO WHY SHOULD I MAKE THE PAYMENT .AND IF I WAS A DEFAULTER ..WHY W'D I OPEN A SALARY ACCOUNT WID AXIX BANK AFTER COMING TO DELHI
CREDT CARD NUMBER AS PROVIDED BY THE BANK -4718610000811183
NAME - SANJEEV KUMAR
PHONE- 07838547442
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