Dear Sir,
I hold a credit card bearing no.4629863026299002.
I have availed a credit of 148198.50 from last week of March and paid till date 149170. I was told that the EMIs shall be simple and maximum bear 11% interest. I donot understand the details of the statement I receive. I check my availed credits and payments made.
This morning while i just evaluated the credits and payments i found that the last statement asks me to pay Rs.20700-00 this month.
I just want to know what are the charges i am paying and how much.
Previously i was paying the credits availed meticulously on the next month. Since March only i availed this EMI system by the intervention of your credit agents over phone.
Will it be possible for you to send me a brief statement showing the interest, service charges and any other charges till date charged and the total balance amount i have to pay, so that i shall try to clear the same by 31.12.2009. I am submitting below the figures i have accumulated. If there is anything wrong also please let me know.
This is not a complaint but i am seeking your assistance to get rid of this credit and start afresh again.
Regards.
Manas Das
CREDITS PAYMENTS
1.3.09 BIGBAZAR 29368.5 23.3.09 8513
1.3.09 BIGBAZAR 1851.75 23..3.09 9002
1.3.09 BIGBAZAR 2650 24.4.09 6850
1.3.09 BIGBAZAR 5791.75 23.5.09 9510
7.3.09 BIGBAZAR 3254.75 17.6.09 14985
8.3.09 BIGBAZAR 4538.75 15.7.09 8540
8.3.09 BIGBAZAR 17705 27.7.09 7070
10.3.09 BIGBAZAR 3016 17.8.09 23361
30.4.09 AMWAY 6492 3.9.09 12400
18.6.09 LANDMARK 5319 17.9.09 12000
25.6.09 SHIVAM 15080 17.9.09 7848
26.7.09 YATRA 13916 15.10.09 14725
26.7.09 YATRA 7068 4.12.09 14366
31.7.09 YATRA 12400 149170
26.8.09 INDIGO 5458
26.8.09 CDTCRU 2554
21.9.09 LIFESTYLE 2889
9.10.09 indigo 2530
31.10.09 INDIGO 2680
8.11.09 LANDMARK 3636
148198.5
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