In 03, I was compiled to open a saving ac. in ICIC bank against my case of home loan, even though i was not going to repay the same from that saving account. It was a saving ac. with minimum Rs 5000 balance. Eventually in winter 2004 i withdrawn certain amount from the ac. leaving around 3000 Rs and their after i failed to maintain the min. balance. This remaining sum was debited in total and a sum of Rs 12000 is now being charged on me as negative balance and as per banks manager, now, if i want to close the account i need to pay them that fine. This is nothing but simple case of robbery.
It's my kind request to all going through this message that any body having similar experience in the past, what exactly can be done to settle the matter.
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