As a fellow consumer, I need some help. I had a home loan from Deutsche Postbank home finance limited and i was pissed off with their high interest rates. It created a lot of problems. IF I did’t do anything, I had to bear very high interest rates. When I tried to discuss this with bank, they asked me to pay 41000/- rs (1.5% of principal outstanding) for reducing the rates. Also, there was a prepayment penalty being imposed on me by bank in case I decide to switch over to another lender offering me lower interest rate which was a restrictive trade practice. SO, IT was a three way loot. I decided to move out and then filed a consumer court case against them. To my surprise, in their reply submitted to the court, they have told that they were not giving loans at lower rates for the new customers. I need your help in nailing their lie. I will be really thankful if someone who had availed loan from them in Oct-Dec'09 time frame and come forward and send me the ROI with their file numbers so that i can quote them in my reply. Thanks a lot for all your help in advance. You can send email to me on [email protected] and call me on 9901445000.