I applied for home loan from LIC Housing finance limited (file number 6166697 dated 16.03.2009 and file number 617256 dated 14.07.2009) in the year 2009. In which I had been approved housing loan of 25 Lakhs and 45 Lakhs respectively. It is worthwhile to mention that the loans are sanctioned after through investigation and verification of the individuals and properties. LIC Housing Finance Limited also took also more than three months to sanction the loan (undersigned applied for the loan in the month of Feb).
I have been asked to carry following documents for loan to be disbursed:
For File Number 617256
1. Last three month pay slip
2. Proper Bank statement for last three month with name and A/C No.
3. All terms and condition of GP.
For file number 616697:
1. Disclaimer Affidavit of legal heirs of co applicant, all T/C of P floating, title valuation, verification etc.
Accordingly the undersigned had submitted all the documents along with the upfront payment vide chq, a) 0968693 transacted on 24.06.09 amount 6, 618 and b) 0944673 transacted on 14.07.09 amount 11, 030.
The loans were never disbursed to the undersigned and no communication regarding non sanctioning were mentioned to the undersigned.
The several requests (letters enclosed, received by Mr. Anand Bihari Lal Area manager) to refund the amount were unaddressed. Undersigned made number of visits and all telephone calls (not less than 100) remained unfruitful.
Subsequently I sent registered letter to Mr. Anand Bihari Lal Area manager and Mr. Nitin Jage, LIC HFCL Corporate Office in the month 0f Feb (Acknowledgement is available).
The loan was never disbursed and my upfront payment still not refunded.
Tapas Sengupta
91 9920475022
91 9323806748
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