I have a HDFC Credit Card. In some months when I don't receive my salary on time, I am not able to make the Credit Card payment on time. But I always make it the next month. I have also stopped using this card.
Any month when I don't make the payment, the collection agency calls up ad start harassing me. Even if I tell them that I will make the payment next week, they will keep calling every few minutes.
Last week, when I was not at home and my daughter picked up the phone when they called, they started telling her that we know you are lying and that your mother is not making payment, etc. Why should they harass my daughter?
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