Dear Sir
Sub: HDFC Credit Card - CIBIL Complaint
Ref: Credit Card No.4346 7710 0026 8210
I am Murugavel S From Chennai.
I had HDFC Credit card and 4 years before I cancelled and the broken card was also sentback to them.
Now I came to know that there is a outstanding of Rs.1200.00 and it is reported to CIBIL. When I came to know about the same immediately I called to HDFC credit card division and debt recovery division and asked about the details of outstanding if any, for settlement, I was shocked to hear that the total outstanding is not Rs.1200.00 and it is Rs.16000.00 Plus.
As far as my record, there is no amount is pending for payment also there is no communication about this around last 4 1/2 years. In between I availed credit card, personal Loan and also housing loan from other bankers, I have no problem with them. Moreover 6 month before I have been sanctioned housing loan from HDFC Ltd.,
This kind of bad business practices should be, monitored by the RBI, consumer's interest must be safeguard.
Rgds
S.Murugavel
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