Respected Sir
I would like to complain against the HDFC credit card department which has the similiar system as we had in middle ages during the time of "Soodhkhor" (people who lent money to poor whose family members, generation after generation, spent their whole life repaying just the interest.
HDFC bank has adapted the same method - they provide you will credit card and see to it (they use different tactics for this) that you do not repay the full amount - every month you are just paying the late fee (600 INR), finance charges-retail (737.49 INR), service tax (133.74 INR), cess tax (4.01)=1475.24 INR per month!
Their team is hiding behind the phone - you do not have the possibility of meeting any person physically (of course for issuance or payment of penalities one unknown person will come to collect the forms-when you say you want to pay to the same person the amount owed, they find some excuse or the other (month closing) in order not to collect it!). Moreover when you persist they stop answering your phone calls:
De: Archana. [email protected]
Archana.
RIM # 9312857683
They have the audacity to write the following in their mail:
"HDFC Bank declared 'Best Private Bank in India' in the Euromoney Private Banking Survey 2010."
If any educated person like me is facing such problem you can imagine how difficult it must be for an uneducated person to handle them.
I request you to take some SERIOUS ACTION against HDFC Bank and make them pay a big penality so that no bank dares to steal people's hard-earned money.
Brinder
[email protected]
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