Hi,
I have a HDFC credit card from 2008 and it was issued in Indore (M.P) and then I have moved to Chennai on Nov and i asked the bank for change of address for my billing. But i didn't get any response from them and I was using my card and i was paying for my card without knowing the bill amount. I have paid about the amount which i have used near about 22000rs. So i stopped paying. Suddenly one day a call is coming telling that your card payment is due. At last they came for settlement and i have settled the amount more than what i used. But the bank has given my name to CIBIL. If i have paid the amount why should the bank give my name to CIBIL?
Is I am fraud or the Bank? I want my name to be removed from the CIBIL black list immediately or I am going to file a case against the HDFC bank regarding this issue with consumer court and the bank has to face the problem. I have the payment details clear and the mails which I have sent and the reply mails from the bank regarding this issue.
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