Dear Sir,
I took housing loan from hdfc ltd, and my loan a/c no is 601901211. I wanted to make part prepayment of the housing loan, the HDFC LTD is charging 2% penalty as part prepayment of housing loan. For the last more than three months I have been writing to HDFC grievance cell but response is zero. The grievance cell of HDFC simply forwards my grievances to one GEETIKA VAISH (email id [email protected]) and instructed me to contact this official for resolution of your complaint and her email id shows she is on leave for the last many months and it seems that HDFC LTD is resorting to unfair trade practices by not replying to my emails (HBL=013-492-652, This was the reference no which was provided to me by the grievance cell of HDFC in the month of OCTOBER)
Pl let me know if there is any prepayment penalty on the part pre payment of housing loan if the prepayment is more than 25% of the opening balance in a current financial year on the floating rate of interest (present rate of interest is 11%)
With Regards,
JASWANT SINGH
Email id [email protected]
842/1, SEC 41A, chandigarh 160036
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