REFERENCE: HOUSING LOAN ACCOUNT NUMBER -588789408.
It is submitted that after two months, on the on 6th June, I received an Email from HDFC Ltd. informing me that the interest rate for your loan at present is 11.5% effective from 01-Apr-12. The repayment tenure of your loan has stretched beyond the normal term of a loan. WE REQUEST YOUR IMMEDIATE ATTENTION IN THIS REGARD. One of the following actions from your side is recommended: Alter the EMI from Rs 8587/- to Rs 10, 031/- OR Consider a part prepayment of the principal of Rs 1, 27, 000/- for 190 _ months, keeping the EMI amount same OR Combination of options 1 & 2 depending upon your convenience.
Regarding this I posted a query on HDFC Web portal, but I did not received any communication in this regards.
Now, I request to the concerned authority, please see in to the case, and respond my query “Why HDFC Ltd. is charging high interest rate @11.5% in place of 10.50 effective from 01-Apr and informing me in June? ”
Regards
Ved Prakash
9810530797
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