ICICI bank has detected 25Rs as a surcharge where the transaction has been done on 23.12.2010 and they are detecting the money now on 3.5.2011 where they are saying that it is a transaction surcharge and they have debited it as the VISA process has now only came after 4months shame that when i paid it said only the train amount charges and now after 5 months they are deducting 25 Rs surcharge and saying that it is a tax.fake banking and stupid service.
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