This is Veeresh C.M, I have given my ICICI Bank cheque for Twio Wheeler Loan. for HDFC Bank. Every Month 5th is my ECS date. But on 4th of Feb i had Rs 600 something balace in my ICICI Account. On 5th i deposited Rs-1300 by cash in th morning. But cheque got bounced.
In the statement it is showing that cheque bounced after depositing of Rs-1300. My questiion is before that i had Rs-600 balance in my account. that time they did not did cheque bounce, and did not deducted cheque bounce charges. it means bank trasaction not happened that time. After depositing Rs-1300 my balance was sufficent to clear the ECS. instead of clearing the loan amount they did cheque bounce.
Cheque bounce charges is showing clearly after depositing Rs-1300 only it has been charged.
I am realty sad with this.
can consumer court will help me regarding this?
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