I am an commissioned officer of defence forces and getting salary of Rs 45, 000/- month excluding free ration and accommodation in A class city. I own a new Maruti A star car and two in no two wheelers.
I am a old customer of ICICI bank since 2001 vide my account no 001001019210 and 623501156223 and having salary account n this bank. Agents visited to me for credit card and I applied for it 3/4 times between 2006 to 2009 but application was rejected everytime and also i am declared defaulter on the list of credit card department which can be only accessed by all banks. Since i have not taken any type of loan till now from any bank and do not have any case of defaulters because i do not need money on credit since i am a planeed man.
But now i need credit card because lots of bookings and purchases are done only through credit where debit card is not accepted. So, i had applied with many bank and when they take my salary statement, they get happy and promise for platinum card but later when credit card dept survey then it finds me defaulters on the list uploadd by silly icici bank and application is rejected every time. I have applied with SBI, Syndicate, City bank and HDFC bank till now but rejected. At last when i confirmed from one of the bank by respecting my position of being a top most gazetted officer of India, then i came to know that bloody one bank has declared me defaulter on the list while i have not been defaulters yet. Even my subbordinates who are jawans also applied with me and they got the credit cards being only getting Rs 18, 000/month.
Now i have swithced off salary account from ICICI to Syndicate bank w.e.f Mar 10 due to the poor administration which has humiliated me being on central govt highest service. Now i want to take action against the bank otherwise contact the ombudsman dept of ICICI bank and get the matter solved at an early date.
Thanking you
yours sincerely
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