Dear Sir,
I had a credit card and the amount due against me was close to Rupees 50 thousand till last year. When I received funds on my savings account, my debit balance was automatically adjusted by ICICI Bank, and hence there was no amount outstanding.
However, they have gone ahead and put my name in the defauter's list (SIBIL).
I have applied for an education loan, from a nationalized bank (Oriental Bank of Commerce), but it was rejected by them because ICICI Bank has shown me as a defaulter though I had CLEARED my dues at least 3 months ago. My career is getting ruined. I have made a complaint, however, they are saying they will send me a No Objection Certificate (NOC). I am afraid that the NOC may not be sufficient to get my education loan approved.
I need a letter of apology from ICICI Bank as soon as possible, else I will be forced to drag the bank to consumer court. Please resolve my problem, if possible, which means I need the approval of the educational loan from Oriental Bank of Commerce. This problem should not have been there in the first place, it is purely out of sheer callousness and indifferent attitude of ICICI Bank. It is a matter of my career, and my entire life.
Else, I would like to advise you all that I am going to sue ICICI Bank for the damage and for ruining my career and life.
Please help me as soon as possible. Please treat this matter as extremely urgent.
Giri
09927134357
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